Senior B2B Payment Risk Operations Specialist

About Us Established in 2018, Bybit is one of the world’s leading cryptocurrency exchanges and digital financial platforms, serving over 80 million users across more than 200 countries and regions. Powered by world-class technology and a user-first mindset, Bybit delivers a seamless ecosystem across trading, payments, wealth management, custody, institutional services, and Web3 — connecting users to the future of digital finance. Our core values define how we build. We listen, care and improve to create products and experiences that put users first. Backed by a global team of ambitious builders, problem-solvers, and innovators, we foster a high-performance and fast-moving environment where talent is empowered to drive real impact at the global scale. Supported by 24/7 multilingual customer service and a strong commitment to innovation, we are shaping the future of finance through technology, collaboration, and bold execution. Today, Bybit is recognized as one of the most trusted and transparent platforms in the digital asset industry, continuing to expand its global presence while building the infrastructure for the next generation of financial services. Job Description: * Responsible for B2B merchant risk operations and credit evaluation, focusing on risks across merchant onboarding, transaction limits, fund exposure, and settlement processes. Through merchant profiling, transaction behavior monitoring, and risk reviews, identify typical risk issues in high-amount, high-frequency, or highly concentrated transaction scenarios, and propose practical and actionable risk and credit optimization solutions. Risk Review / Credit Evaluation * Conduct comprehensive assessments of merchant qualifications, business models, fund flows, and risk-bearing capacity for prospective and existing B2B merchants. Perform professional reviews and judgments on high-amount transactions or limit adjustment requests. Continuously optimize merchant review standards and credit rules by an