Credit Risk Strategist, Risk Foundations

Who we are About Stripe Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world's largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career. About the team Risk Foundations is a small, high-leverage team with a mandate to maximize enterprise value for Stripe by managing risk across the user lifecycle. Whether we're evaluating net-new opportunity areas, investigating existential threats, or finding ways to unlock value in the existing business, we approach problems with rigor, nuance, and intellectual humility. If you're excited to shape the infrastructure that powers safe, sustainable growth for millions of businesses, we encourage you to apply. What you'll do Stripe handles billions of dollars every year for businesses around the world, and the Risk team plays a critical role in the company's financial and partnership success. As a Strategist on the Risk Foundations team, you'll help manage a rapidly growing merchant portfolio by guiding the credit strategy and devising growth-friendly solutions that reduce overall credit risk. This is a high-impact role that involves cross-functional partnership with Data Science, Engineering, Product, and Operations. Responsibilities * Develop scalable methods to identify, measure, and control end-to-end risks (including Credit and Fraud) across the user lifecycle—this will involve identifying and shaping crucial risk management systems including in-product and back-end controls, use of external risk assessment tools, and implementation of rule-based and model-based detection systems * Proactively identify risk management opportunities, outline the str