Software Engineer II

At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs. If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value. THE WORK At Ripple, the Customer Onboarding Platform is where every customer’s journey begins, and it’s about to get a full-scale rebuild. We recently became a horizontal platform team serving all Ripple products. Our next chapter: * Unwinding years of Salesforce-bound logic into modern, engineering-owned backend services. * Integrating best-in-class vendors like Persona for KYC/KYB, while building the surrounding orchestration, data flows, and service layer. * Designing the systems and data model that will make onboarding scalable, observable, and reliable across products. If you’re a Senior engineer who thrives on modernizing fragile systems, building robust services around vendor integrations, and driving architecture at company-wide scale, this is your opportunity. Why this role matters: Onboarding is where customers form their first impression of Ripple, and where trust is earned. As the technical anchor for a small, high-impact team, you will: * Build for impact – Everything you create will serve multiple Ripple products, from Payments to Custody to Stablecoin. * Start from zero – Design and build new backend services from the ground up to power onboarding across products. * Tackle the hard stuff – Unwind years of technical debt while designing systems built to last. * Shape Ripple’s architecture – Partner with Product, Compliance, and