Risk Control Analyst, Card & ATO Risk

Binance is a leading global blockchain ecosystem behind the world’s largest cryptocurrency exchange by trading volume and registered users. We are trusted by 300+ million people in 100+ countries for our industry-leading security, user fund transparency, trading engine speed, deep liquidity, and an unmatched portfolio of digital-asset products. Binance offerings range from trading and finance to education, research, payments, institutional services, Web3 features, and more. We leverage the power of digital assets and blockchain to build an inclusive financial ecosystem to advance the freedom of money and improve financial access for people around the world. Why Binance • Shape the future with the world’s leading blockchain ecosystem • Collaborate with world-class talent in a user-centric global organization with a flat structure • Tackle unique, fast-paced projects with autonomy in an innovative environment • Thrive in a results-driven workplace with opportunities for career growth and continuous learning • Competitive salary and company benefits • Work-from-home arrangement (the arrangement may vary depending on the work nature of the business team) Binance is committed to being an equal opportunity employer. We believe that having a diverse workforce is fundamental to our success. By submitting a job application, you confirm that you have read and agree to our Candidate Privacy Notice. Responsibilities: Card Risk Control (Issuer Side) Serve as the primary risk point of contact for card issuer side risk matters, including BIN card fraud, transaction monitoring, and card lifecycle risk controls Collaborate with payment and card business teams to gather requirements, propose risk control measures, and drive end-to-end implementation Design and deploy risk rules and strategies for card-related scenarios, including card opening, credit limit adjustments, transaction authorization, and dispute/chargeback handling Monitor card risk metrics, conduct post-event analysis, and continuously optimize control effectiveness Evaluate third-party card risk vendors and solutions; drive integration where valuable ATO & Risk Strategy Design and deploy ATO risk control strategies, including risk analysis, feature extraction, rule/strategy deployment, and control flow design Build and refine ATO detection and prevention pipelines across login, device, transaction, and account-change scenarios Leverage risk signals (device, IP, behavioral, biometric) to construct multi-layered defense chains Analyze attack patterns and emerging threats; translate insights into actionable detection rules and mitigation strategies General Document risk control designs, decision logs, and post-incident reviews Work with data and engineering teams to implement and tune risk models and rules Participate in cross-functional projects spanning payment, compliance, and product teams Requirements: Essential 3+ years of experience in risk control, fraud prevention, or a related analytical role...